At City Lending, we form a three-way partnership with you and our network of dealers to find the ideal vehicle with your budget firmly in mind. We'll help get you the best possible new or pre-owned car at a price and payments you can afford.
If you already own a car and are making payments, we can get you into a vehicle upgrade at a surprisingly low cost. If you qualify, one of our partner dealers will pay off your existing loan and put you in a nicer car with a much better interest rate and lower payments. Our dealer partners are committed to providing reasonable rates for all City Lending customers.
So even if you have a high-mileage vehicle and are not eligible to refinance it, you may be eligible to trade it in for the new or pre-owned vehicle of your choice at a better interest rate. Basically, you'll be getting a better car and have lower payments.